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Perspectives

Renegotiating and Regulations spook the markets

by Fortem Financial March 26, 2018

The major indices fell by the largest percentages in two years last week as investors feared a trade war between the U.S. and China.  The Nasdaq was the worst performer among the major indices, declining 6.5%.  Facebook fell 13.8% (roughly $75 billion in market value) following revelations that the political data analytics firm Cambridge Analytica, which had been given access to profiles of over 50 million users, had used the data, without permission, for political advertising campaigns.  An… View More

Don’t fear volatility from Facebook and tariffs

by Fortem Financial March 22, 2018

The revelation that Facebook and other high flying Tech companies may face regulation like the mere mortal companies has shaken the Tech sector this week. Facebook is down more than 35% from its high a few months ago and its poor performance is dragging down the FANG Stocks.  Remember the F in FANG is Facebook. Add to that new Tariff announcements on China and you come up with headline risk which is what is affecting the markets as of late. Many investors have a phobia when it comes to volatil… View More

The Jerome Powell Federal Reserve: A New Era

by Fortem Financial March 20, 2018

In the history of the NCAA Basketball Tournament, a 16th seed has never, ever, beaten a one seed...until this year. But, on Friday, the University of Maryland, Baltimore County (UMBC) beat the University of Virginia – not just a number one seed, but the top ranked team in the USA. We don't expect the unexpected, however, when the Federal Reserve finishes its regularly scheduled meeting on Wednesday.Based on the federal funds futures market, there is a 100% chance that the Fed will boost the f… View More

Tariffs, Trade Concerns and Politics oh my…

by Fortem Financial March 19, 2018

Trade concerns and political developments dominated headlines last week.  On Wednesday, reports surfaced that the White House plans to announce new tariffs aimed at up to $60 billion in annual Chinese imports (e.g., electronics, telecommunications equipment, furniture, and toys) in retaliation for intellectual property theft.  The news followed the administration’s order to block Singapore-based Broadcom’s efforts to acquire Qualcomm, citing national security concerns following a review b… View More

The Bull Market…9 years old and still going strong

by Fortem Financial March 12, 2018

Nine years ago, on March 9, 2009, the stock market bottomed as plans to end overly strict mark-to-market accounting rules took shape. Banks were no longer forced to write-down assets to illiquid, un-traded market prices. Since then, profits have soared as entrepreneurs and innovators have overcome the headwinds of two tax hikes and a rise in regulations. Starting last year, these government-created headwinds began to shift, as deregulation and tax cuts became tailwinds for the economy and the ma… View More

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PRIVACY NOTICE REGARDING CLIENT PRIVACY

Fortem Financial Group, LLC, has adopted this policy with recognition that protecting the privacy and security of the non-public personal information we obtain about our customers is an important responsibility.

All financial companies choose how they share your non-public personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your non-public personal information. Even when you are no longer our customer, we will only share your non-public personal information as described in this notice. So, please read this notice carefully to understand what we do.

The types of non-public personal information we collect and share depend on the product or service you have with us. This information can include items such as your Social Security number and income, your account balances and transaction history, and your investment experience and account transactions.

We collect your non-public personal information in a variety of ways. For example, we obtain your non-public personal information when you open an account or give us your income information, tell us about your portfolio or deposit money, or enter into an investment advisory contract. We also collect your non-public personal information from other companies. For example, from the custodians who hold your account assets.

All financial companies need to share customer’s non-public personal information to run their everyday business. Below, we describe the reasons we can share your non-public personal information and whether you can limit this sharing.

We share your non-public personal information for our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus, to protect the confidentiality or security of your records, or as permitted by law. We may also share your non-public personal information for our own firm’s marketing purposes; so that we can offer our products and services to you.

Federal law gives you the right to limit only sharing non-public personal information about your credit worthiness for our affiliates’ everyday business purposes; sharing non-public personal information about you with our affiliates to market to you; and sharing non-public personal information with non-affiliates to market to you.

We don’t share non-public personal information about your creditworthiness with our affiliates for their everyday business purposes. We don’t share your non-public personal information with our affiliates to market to you. We don’t share your non-public personal information with non-affiliates to market to you. We also don’t share your non-public personal information for joint marketing with other financial companies. State laws and individual companies may give you additional rights to limit sharing.

We share non-public personal information with our parent company affiliate, Focus Financial Partners, Inc, for its internal and external auditing purposes. We also share your non-public personal information with a non-affiliate for the purpose of aggregating it and providing summary information based on this data to our parent company, Focus Financial Partners, Inc.

To protect your non-public personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our policy about obtaining and disclosing non-public personal information may change from time to time. We will provide you notice of any material change to this policy before we implement the change.

If you have questions please call us at 760-206-8500 or go to our website at www.fortemfin.com.

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Fortem Financial Group, LLC ("Fortem Financial" or the "Firm") is a federally registered investment adviser with offices in California and Arizona. Fortem Financial and its representatives are in compliance with the current registration and notice filing requirements imposed upon federally registered investment advisers by those states in which Fortem Financial maintains clients. Fortem Financial may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements.

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